Not legal advice. This is a summary of public laws, checked on the dates shown. Read the cited official source before acting. Laws change.

Crypto ATM laws in South Dakota

South Dakota has a crypto ATM law (SB 98 (2026), SDCL 51A-18). Under it, new users can transact up to $1,000 per day; existing users up to $1,000 per day; fees are capped at 25%.

Last verified:

Statusenacted
LawSB 98 (2026), SDCL 51A-18
Daily limit, new user$1,000
Daily limit, existing user$1,000
Other limits$10,000 monthly
Fee cap25%
License requiredyes (SDCL 51A-17)
Fraud refund rulerefunds for fraud victims if conditions met
Warning/disclosure requiredyes
Effective date2026-07-01

Official source

https://dlr.sd.gov/banking/legal/documents/20-035-Crypto-Kiosk-Bill-Memo.pdf

Verification note: OFFICIAL SUMMARY read (agency/legislative summary, not statute text). From SD Division of Banking memo.

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FAQ

What is the crypto ATM limit in South Dakota?

New users: $1,000/day; existing users: $1,000/day.

Is there a crypto ATM fee cap in South Dakota?

Yes: 25%.

Can I get a refund after a crypto ATM scam in South Dakota?

refunds for fraud victims if conditions met

Are crypto ATMs legal in South Dakota?

South Dakota has a crypto ATM law (SB 98 (2026), SDCL 51A-18). Under it, new users can transact up to $1,000 per day; existing users up to $1,000 per day; fees are capped at 25%.