Not legal advice. This is a summary of public laws, checked on the dates shown. Read the cited official source before acting. Laws change.

Crypto ATM laws in Oklahoma

Oklahoma has a crypto ATM law (6 O.S. §1520-1520.1 (SB 1083, 2025 ch. 363)). Under it, new users can transact up to $2,000 per day; fees are capped at 15% incl. spread.

Last verified:

Statusenacted
Law6 O.S. §1520-1520.1 (SB 1083, 2025 ch. 363)
Daily limit, new user$2,000
Daily limit, existing user
Other limitsnew customer = first 72 hours
Fee cap15% incl. spread
License requiredyes (money transmitter)
Fraud refund rulenew: full refund incl. fees if reported to operator and AG within 14 days; existing: fees refunded on same condition
Warning/disclosure requiredyes
Effective date2025-11-01

Official source

https://oklahoma.gov/banking/newsroom/2025/---urgent----memo-to-money-transmitters.html

Verification note: OFFICIAL TEXT read. Statute text read via official Westlaw session-law mirror and enrolled bill; OK Banking Dept memo confirms effective date. No existing-customer limit found.

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FAQ

What is the crypto ATM limit in Oklahoma?

New users: $2,000/day; existing users: /day.

Is there a crypto ATM fee cap in Oklahoma?

Yes: 15% incl. spread.

Can I get a refund after a crypto ATM scam in Oklahoma?

new: full refund incl. fees if reported to operator and AG within 14 days; existing: fees refunded on same condition

Are crypto ATMs legal in Oklahoma?

Oklahoma has a crypto ATM law (6 O.S. §1520-1520.1 (SB 1083, 2025 ch. 363)). Under it, new users can transact up to $2,000 per day; fees are capped at 15% incl. spread.