Not legal advice. This is a summary of public laws, checked on the dates shown. Read the cited official source before acting. Laws change.
North Carolina has a crypto ATM law (S.L. 2026-45 (G.S. 53-447 et seq.)). Under it, new users can transact up to $2,000 per day; existing users up to $5,000 per day; fees are capped at 12% incl. spread.
Last verified:
| Status | enacted |
|---|---|
| Law | S.L. 2026-45 (G.S. 53-447 et seq.) |
| Daily limit, new user | $2,000 |
| Daily limit, existing user | $5,000 |
| Other limits | 48-hour hold for new customers; QR/scan-based login prohibited |
| Fee cap | 12% incl. spread |
| License required | not stated / not verified |
| Fraud refund rule | not stated / not verified |
| Warning/disclosure required | not stated / not verified |
| Effective date | not stated / not verified |
https://www.ncleg.gov/EnactedLegislation/SessionLaws/HTML/2025-2026/SL2026-45.html
Some details on this page are unverified: OFFICIAL TEXT read. Effective 2027-01-01 per secondary; UNVERIFIED. Refund rule not read.
New users: $2,000/day; existing users: $5,000/day.
Yes: 12% incl. spread.
No state-specific refund rule was verified. Report the scam to the operator, local police and the FBI's IC3 (ic3.gov) right away.
North Carolina has a crypto ATM law (S.L. 2026-45 (G.S. 53-447 et seq.)). Under it, new users can transact up to $2,000 per day; existing users up to $5,000 per day; fees are capped at 12% incl. spread.