Not legal advice. This is a summary of public laws, checked on the dates shown. Read the cited official source before acting. Laws change.
Kentucky has a crypto ATM law (SB 189, Acts ch. 126 (2026)). Under it, new users can transact up to $2,000 per day; existing users up to $2,000 per day; fees are capped at greater of $5 or 18%.
Last verified:
| Status | enacted |
|---|---|
| Law | SB 189, Acts ch. 126 (2026) |
| Daily limit, new user | $2,000 |
| Daily limit, existing user | $2,000 |
| Other limits | $10,500 limit (text: for all transactions with a user over a period; secondary says new-user first 30 days) |
| Fee cap | greater of $5 or 18% |
| License required | yes |
| Fraud refund rule | not stated / not verified |
| Warning/disclosure required | yes |
| Effective date | not stated / not verified |
https://apps.legislature.ky.gov/law/acts/26RS/documents/0126.pdf
Some details on this page are unverified: OFFICIAL TEXT read. Effective 2027-04-30 per secondary; UNVERIFIED. 72-hour wait/cancel rule from secondary; UNVERIFIED.
New users: $2,000/day; existing users: $2,000/day.
Yes: greater of $5 or 18%.
No state-specific refund rule was verified. Report the scam to the operator, local police and the FBI's IC3 (ic3.gov) right away.
Kentucky has a crypto ATM law (SB 189, Acts ch. 126 (2026)). Under it, new users can transact up to $2,000 per day; existing users up to $2,000 per day; fees are capped at greater of $5 or 18%.