Not legal advice. This is a summary of public laws, checked on the dates shown. Read the cited official source before acting. Laws change.

Crypto ATM laws in Iowa

Iowa has a crypto ATM law (Iowa Code §533C.1004). Under it, new users can transact up to $1,000 per day; existing users up to $1,000 per day; fees are capped at greater of $5 or 15% (charges incl. spread).

Last verified:

Statusenacted
LawIowa Code §533C.1004
Daily limit, new user$1,000
Daily limit, existing user$1,000
Other limitsnew consumer max $10,000 in first 30 days per operator
Fee capgreater of $5 or 15% (charges incl. spread)
License requirednot stated / not verified
Fraud refund rulenot stated / not verified
Warning/disclosure requiredyes
Effective datenot stated / not verified

Official source

https://www.legis.iowa.gov/docs/code/2026/533C.1004.pdf

Verification note: Fields above read directly from official source (HTTP 200). Empty cells = not stated in the text read.

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FAQ

What is the crypto ATM limit in Iowa?

New users: $1,000/day; existing users: $1,000/day.

Is there a crypto ATM fee cap in Iowa?

Yes: greater of $5 or 15% (charges incl. spread).

Can I get a refund after a crypto ATM scam in Iowa?

No state-specific refund rule was verified. Report the scam to the operator, local police and the FBI's IC3 (ic3.gov) right away.

Are crypto ATMs legal in Iowa?

Iowa has a crypto ATM law (Iowa Code §533C.1004). Under it, new users can transact up to $1,000 per day; existing users up to $1,000 per day; fees are capped at greater of $5 or 15% (charges incl. spread).