Not legal advice. This is a summary of public laws, checked on the dates shown. Read the cited official source before acting. Laws change.
Florida has a crypto ATM law (Fla. Stat. §560.605 (ch. 2026-178, CS/HB 505)). Under it, new users can transact up to $2,000 per day; existing users up to $10,000 per day.
Last verified:
| Status | enacted |
|---|---|
| Law | Fla. Stat. §560.605 (ch. 2026-178, CS/HB 505) |
| Daily limit, new user | $2,000 |
| Daily limit, existing user | $10,000 |
| Other limits | new customer = <7 days with business; limits across all kiosks |
| Fee cap | not stated / not verified |
| License required | registration with OFR (or MSB license if money transmitter) |
| Fraud refund rule | full refund of first txn within 72h if reported to business and law enforcement within 60 days with proof |
| Warning/disclosure required | yes (statutory WARNING text) |
| Effective date | 2027-01-01 (limits, disclosures, refunds); registration required from 2027-03-01 |
https://www.flsenate.gov/Laws/Statutes/2026/560.605
Verification note: OFFICIAL TEXT read (statute + House Final Bill Analysis h0505z1). CORRECTION: secondary said limits start 2027-03-01; official analysis says 2027-01-01 (03-01 is registration).
New users: $2,000/day; existing users: $10,000/day.
We found no verified fee cap.
full refund of first txn within 72h if reported to business and law enforcement within 60 days with proof
Florida has a crypto ATM law (Fla. Stat. §560.605 (ch. 2026-178, CS/HB 505)). Under it, new users can transact up to $2,000 per day; existing users up to $10,000 per day.